Forbes contributors publish independent expert analyses and insights. Tiffany Grant, M.B.A., AFC, shares insights to bridge the wealth gap. Starting the year with clear peersonal finance goals sets ...

But within weeks, the excitement fades. Goals feel overwhelming, guilt sets in, and many people begin labeling themselves as failures. According to Toni Stephens, MSW, LCSW, and program therapist at ...

You see yourself as fairly financially knowledgeable. You’re participating in an employee match program for your 401(k) and you’ve opened a Roth IRA. Of course, you’ve got an emergency fund — and in a ...