In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Here’s how to find the right home insurance for your needs. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

A home may be your largest investment—make sure you adequately protect it xavierarnau / Getty Images Homeowners insurance can protect you from financial disaster if your home or its contents are ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...

In most cases, home insurance will help pay to repair or replace your roof after damage from a storm or accident. Insurance doesn't pay to fix normal wear and tear. That means you're responsible for ...

Nationwide homeowners insurance is among the most affordable options on the market, with numerous discounts that can lower your premiums even further. We like that it has endorsements many competitors ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

As homeowners insurance premiums hit record highs, homebuyers are growing increasingly concerned about their ability to afford them. The average single-family homeowner is now paying almost $2,370 a ...