Discover the key types of operating expenses, including fixed and variable costs, and learn how they impact a business's bottom line.

If you’ve ever tried to get your finances under control, then you’ve almost certainly tried to make a budget. And while you know that budgeting is a great way to control your spending, it’s often ...

There are various ways to budget your money as a small business, many of which can occur simultaneously. The basics of budgeting are relatively common knowledge, like outlining your business goals, ...

When heading a company, there are certain budget items that should be of critical concern. Basics like payroll and product costs are easy to figure in to your operational budget. But business is ...

In building your budget, you’ll often hear financial advisers suggest cutting back on discretionary expenses. In theory, that sounds good. But what exactly are discretionary expenses? The most common ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Managing your money effectively is a cornerstone of ...

Spot & Tango reports that dog budgeting in 2026 prioritizes intentional spending, focusing on quality food for better health ...

Most people know and have used Microsoft Excel to some extent, whether that be keeping track of a daily itinerary or creating a calendar for meal planning. There are so many well-known and also ...

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

Let's be honest, it's hard to get excited about expense tracking software. For employers, the goal is to keep up-to-the-minute financial records; for employees, they just want to upload their receipts ...

Explore how insurance companies use losses and loss-adjustment expenses to manage unpaid claims. Learn about reserves, investigation costs, and insurance liabilities.